“Lawyers Are Liars” , author MARK KOHLER, 2007

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the Maui Arts and Music Association are mostly on Maui but this week I’ve been at Nouveau Riche University in Phoenix Arizona learning about real EST estate not only about real estate a little bit but real estate a lot this is a real estate University that teaches by subject and probably the greatest and most respected and loved of its instructors is Mark Kohler thank you for that nice wel come Mark here is really much like a rock star you know it’s really funny but true it doesn’t have very celebrated instructors what

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they have is instructors who do what they teach and um Mark is a very humble man but he’s a CPA and real estate attorney and also investor and most recently the author of this book which is called lawyers are liars there’s a very small question mark because it’s really the truth about our assets and asset protection but I’ll let Mark tell you all about it Mark Welcome to our show thank you so much for having me what an honor to be with you and to be on your show and hopefully this will be

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a very rewarding opportunity for you to learn some some incredible information in just this uh this time we spend together and I hope it’s a great resource well I know it is you know there are people out here many of them who already know you that have been listening on the radio you on our radio show twice already talking about asset protection but you also shared with us and we learned a lot about well I guess we should begin what is the motivation that uh had you write this book well my motivation for this book and and uh the

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opportunity to talk about asset protection of course it’s a very shocking title lawyers or Liars uh realize that it’s a uh not a an accusation or an affirmation it’s a discussion point I want to talk about the truth in asset protection and a lot of people out they call lawyers Liars in order to sell them scams and garbage you really don’t need so I’m actually feel very strongly I feel very strongly there’s a lot of wonderful lawyers out there that are doing a great job it’s

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just trying to find them and trying to find out what doesn’t work and what actually does so my motivation to write the book was to share the truth I’m just sick and tired of my clients and my law practice and accounting firm getting ripped off they just uh there’s so many scams out there and so I was was very anxious to do a book that talked about asset protection and the truth about asset protection and chose a shocking enough title that people like you might want to listen so when you say scams you

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don’t mean business scams you mean scams as far as setting up of entities for protection yes that’s a great question when I mean scams um a lot of the coaches and uh Business Consultants lawyers at time CPA financial planners uh the majority of them are very much interested in helping their clients make the right decision but there’s those minority those small group of people on the fringes that actually use half truths and scare tactics to sell people into structures for their asset

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protection uh it may be a certain Corporation in Nevada it might be a land trust structure or a certain type of offshore planning or something where they want to take advantage of their potential clients and sell them something that really doesn’t work and to me that’s a scam because it’s something based on Hal truths and lies that hurts people rather than helps them so that’s kind of what I mean by the word scam great great question okay well if You’ be so kind to share with our

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audience let’s now say that I’m a uh a new investor and I’m going to be buying property by the way I know a lot of these answers but I’m asking them anyway yeah no problem a you know after taking your classes I really feel like I’ve learned so much people ask me and they’re now coming to me as a resource and I said no no no no no you got to go to school and you know learn it from Mark and really digest it yourself but you know the fact that I’ve been able to come and and be through your classes a

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couple of times it’s really sunk in but now let’s just talk here I am a new investor and I’m buying a property not my home but an investment property and uh I’m thinking of buying it and keeping it for a few years let’s say we’re in our kind of challenged real estate climate now where if you’re thinking to get a a quick gain you might not get that so you’re buying and holding it for a couple of years um how might someone approach that well that’s a great question and it’s a great basic

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starting point and please know when it come comes to asset protection it doesn’t mean you always have to be investing in real estate you may just own a home and other things and we can certainly talk about those topics as well for those that are interested in buying investment property one of the first things that’s most important is to get some sort of layer of protection between you and the Tenant because if you’re going to play landlord and you’re going to have tenants in a property who

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knows what’s going to go wrong they could get hurt on the property they could have a party and someone else gets hurt and who knows so we want to make sure that there’s some some sort of company or entity that’s between you and the Tenant and that’s where for a typical rental property we would use the limited liability company or LLC it’s not really there for tax planning you’re going to get all the great tax write offs you would whether you have a company or not but the purpose of the

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LLC is to protect you so that when you set up your when you set up the company it’s going to hold the asset it’s going to hold the rental property and then it will rent the property to the tenant if something goes wrong you’re not personally liable now you need to act like a good landlord you can’t be a slum Lord and not repair things and fix things and respond to complaints but for the most part when you serve as a proper manager of the property if something goes wrong they can’t touch you they can

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only go after the property and for some of you that have other assets like cars and personal property and your own home and other Investments you don’t want to lose those Investments if a tenant comes after you so we want to make sure that you have a limited liability company between you and the Tenant and that’s probably the first starting point for an investor so in that situation uh typically it’s quite straightforward very affordable and once it’s set up you just maintain it and uh can provide

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thousands and thousands of dollars of protection down the road and an LLC doesn’t only have to be a single party you can have Partners in that LC yeah and LLC is a great thing to use when you have Partners uh you might you and I might decide to partner up on a project we want to make sure that we have an limited liability company to protect me from you and to protect you from me and to protect both of us from the tenant so the LLC can be a great structure to provide uh protection in several

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different directions very important now without getting into too much detail if on the other hand we were buying an investment and T sending and planning on turning it in a short time we might choose another entity that to be uh to be our entity of choice because of the tax advantages so an LLC is for protection against if someone were to sue us or another that we are uh what do I want to call restricting theil thing they can take the liability to that asset that’s inside the LLC right absolutely and you know the if you and I

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were going to do a short-term project maybe we were going to do a little bit a development or pick up an asset and flip it or turn it quickly then we have tax considerations you know we don’t want to pay too much in taxes we also want protection but also tax savings and so we would probably talk about using an S corporation somewhere in the mix now we may not set up an S corporation for each project I may already have my S corporation you may have yours but we want to structure it and like you said

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there’s a lot of details here but the important thing is is if you’re going to be doing business maybe you’re a contractor a landscaper maybe you do hair and nails maybe you’re a consultant you sell services or products or something on eBay maybe you’re going to buy real estate and fix it up and sell it uh maybe you’re going to buy real estate and rent it and keep it well in in in any of those instances it’s important to choose the right structure which Corporation May going to set up

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limited liability company LLC LP FP all these different alphabet soups I know it can be confusing the important thing is to start somewhere get a little bit of advice that can help you point help point you in the right direction find the right attorney the right consultant to help you this is what this book is about lawyers or Liars the truth about protecting our assets is it gives you at least a starting point to help you find the right structure you might need well you know you did this there must have been

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some burning passion why don’t you share I want to say your favorite scams the ones that you think are the ones that people are hearing about a lot and you’d like to Showcase a bit you bet probably the greatest um um scam I’m just going to call it that that I would caution all of you to watch out for is the Nevada Corporation sales pitch you know you’ll he this hear this on satellite radio or AM radio where you need to set up a Nevada corporation because all the Fortune 500 companies are and you might go set up

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this company back on the states when really you’re doing business in Hawaii to me that should not make sense to you and it doesn’t make sense to me on why I go set up a company somewhere on the mainland when I live and do business in Hawaii but you hear that sales pitch don’t you and it’s too bad it’s regrettable because really it doesn’t provide you much protection at all to go set up some company back in Delaware or Nevada or Wyoming or something like that make sure you consult with your attorney

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about setting up a a company in this jurisdiction Maui aahu somewhere in the islands because that’s where you’re doing business it’s very important to set up the company where you’re doing business and then heaven forbid they talk you to doing a C corporation which is a lot of times what coaches or Consultants that don’t know what they’re talking about we’ll do they’ll recommend a C corporation which creates double taxation it creates very uh strict guidelines and lot a lot of and not very

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much flexibility so be careful out there make sure you talk with your accountant and that you’re very cautious about what type of entity you set up for your business so watch out for Nevada corporations watch out for the C corporation doesn’t mean you might use them you might someday but for the most of us 99% of the business owners there’s no need to coorporate in Nevada or Delaware and there’s no need for a C corporation for again the majority of us small business owners doesn’t they give good

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answers thanks for having me this is this is such an honor for me for you listening on TV and watching because there is so much misinformation out there and I’m sure many of you are listening to this going wow this guy sounds like he really does care and I I’m trying to convey to you that I really do I just want people to find the straight answer in their for their small business it’s hard to run a small business I know many of you uh struggle to pay the bills every month and create

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sales and income and oh it’s tough and when some lawyer gets a hold you or some consultant or coach and points you in the right dire in the wrong direction it can actually steer you away from what you’re trying to do and that’s provide for your family so be careful out there please continue to listen here for a few minutes and hopefully we can help point you in the right direction and and save you some money and some heartache you know before I go too far I was just thinking I remember you were

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sharing that you actually spent some time in Hawaii yes why don’t you share with us I mean you’re a local like many of us I am I am a local maybe if you’ll have me um actually I lived in aahu and uh went to BYU Hawaii for a year or more and uh I was a canoe boy over at the Polynesian Cultural Center so I pushed some canoes and ran around in my lava lava every day and and flos and I just had a great time I got to love the culture so much I just love the the the Pacific Islands Polynesia that so so

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special to me in my heart and I love to come visit as much as I can I love to be on your radio show the TV show come visit I wish I was doing this live um I uh we’ll set that up yeah we’ll set that up so I love to get out and try to get on the longboard once in a while and and uh bring my kids over they went to uh the kid my kids came over to Camp uh last year at um uh the YMCA Camp out on the North Shore of Wahoo Camp irman so some of you might be familiar with that so I I just uh love Hawaii and love the

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people and the culture and if you’ll have have me I’d love to be considered a local once in a while but I lived here for a year and just loved it it’s great experience we actually were thinking of having setting up a campus in Maui see what you think but meanwhile it’s really been a lot of fun to come here and visit Phoenix so you know I used to think Phoenix was always brutally hot but I’ve actually been cold this week well it’s the Feer really yeah so desert has all kinds of climates you’ll discover yes

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that’s true now this is not a thing book I mean I’m looking through I’ve had a couple of attorney friends who’ve looked at this said there’s a lot of information here and it’s really easy to read and comfortable few of them said well it’s sort of like a a um a reference book you must to put a lot of research in here a lot of detail oh thanks for saying that and for you easy to understand well for you attorneys and CPA out there again I don’t want you to be offended by the book I want it to be

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a resource I am quoting for Ev from every asset protection Guru in the country oceans uh shurig adkinson uh there are all the experts in the country on asset protection I tried to gather all their information and put it in one book that you can understand as well I have all the footnotes here this is where it’s a great resource for you attorneys that might be watching this I have over 270 footnotes I have several tables and appendices in here that explain how LLCs and corporations and retirement plans might be treated from

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an asset protection standpoint in all 50 States but you can understand it and it’s helpful so I really uh I put a lot of work into this boy months on end trying to build this uh so that it’s a huge resource for people and I appreciate you saying that that means a lot you’re welcome it’s true it’s really been an interesting experience when I go back to Hawaii and I’m sharing about nvo uh you know people hearing the name and they’re wondering what it is but I say the word Mark ker it’s amazing

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people already are knowing you some of the students you know there’s a young lady there U named Sher and we asked Sher what’s your favorite class that you took at college and she scratched her head and she said I can’t believe it my favorite course was legal and tax strategy most people are amazed that they could have a day or two days in fact with you to be able to learn that there’s so much to learn and it really you make it comfortable and understandable oh well thanks and you

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know for many of you it it’s it’s something you my find clients are starving for they want to know how to organize my business how am I going to save taxes and how do I run my books and how do I deal with contracts and with negotiations with people we want to know about it it’s just sometimes the people that teach it are just boring and so if I can make it interesting and people just eat the information up because it changes your life and if you have a small business you know that the money

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is made in the legal and tax issues that’s where the money’s saved and so um for those that are ever able to hear me speak please come out to a new varish event when Jason’s going to have one he’ll let you know about it on his radio show or on the TV show please come out and maybe it’ll be an honor if I’m there but all of the instructors at Nish uh try to share the information in an exciting interested and in a truthful manner so that you don’t feel like you’re getting sold something where you

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got to take a shower after and that’s you know I want you to that felt good inside and it made sense up here too so uh please come out if you ever hear this guy talking about an event maybe I’ll be the lucky one to come out and tell you about it well we all all want you it seems like everywhere in the country where they say well who do you want to have come out your name’s up there at the top of the list well and let me say this too if you have interest in the book or more information about me please

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go to lawyers our liars. comom I know that sounds a little crazy that I’d send you a website like that but go to lawyers law y e RS r a r Liars l a a rs.com lawyers or lars.com there’s links on how to get my book I have a DVD I have my links to my website for my personal information please come check it out and you’ll find out it’s for real I’m not trying to sell anything scary or scammy and what’s also been interesting is you know you guys have offered webinars you know what a webinar is

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right it’s a some kind of television show over the internet you’ve had a really good subject you and your Associates Matt senson and Jim Park have been on and really share so much information it’s really been a pleasure and now I actually understand what you’re talking about which is really also exciting well thank you so much yes we have on our uh websites you’ll from the link on lawyers or Liars you’ll see uh kko lawyers.com and Mark jer.com and we have a a newsletter every month we

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have webinars every month that you can watch watch live and U learn powerful information and hopefully it’ll be very helpful to you I really hope that this just these few minutes that we’re having together can open a whole new world uh for you and your business your family your asset protection your tax planning can really make a big difference those words are you know lots of words that sound as legal ease I am trying to stay away from getting too much teaching here but I I just could want to bring I’ll

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throw a subject up um IRA and retirement plans now here here at school you know you have one day of of ir 1 and ira2 and Advance this and advance that but because there’s a lot of detail to learn but um people can invest with their IRA and self-direct them and I guess always could but many of us didn’t know that um what kind of thing is think would be a good starting point I mean you mentioned some of that here in this book I know but there’s a a lot more for people to know yeah in fact the my book

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is not going to focus too much on the Tax Strategies uh that’s up for book two or three uh but uh What uh Jason’s alluding to that should hopefully be very very helpful to many of you is that with your retirement plan hopefully some of you have wanted to put money into an IRA or a 401k and some of you think uh I don’t want to put money there there cuz I’ll never see it again maybe I’ll retire someday who knows but the reality is is when you find out that you can control your retirement plan in ways you

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never imagined where you can self-direct your retirement plan and what self-direct retirement plan means is that you can buy real estate inside your retirement plan rental properties you can buy uh loan you can enter into loans and and all sorts of Investments get way more out of them than these conventional plans that are in for example mutual funds and things that are earning a very low rate of interest yeah absolutely and so I think the point that we’re trying to make here is that uh there’s things

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you may not even know that you you know that uh sometimes we don’t know what we don’t know and uh going out and investing in your retirement plan is a very very powerful strategy so I would encourage you to again um look into some of this information that we’re sharing and and tap into this new VAR and everything it has to share with the people it’s growing so fast because it’s for real it’s for real and so investing your retirement plan is just one of those topics that can change your life

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and help you live on residual income sooner I’m interested in that how about all you guys probably so you know we live on Maui and we’re um watching people come and go you know lots of visitors but there are lots of people that are there that uh really can use that information that really have never been exposed to this kind of stuff and uh you do a great job this is a really uh terrific book I mean I can’t tell you how comfortable it is to read it reads like you speak real easy to understand thank you really

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so um you know I’m sitting here maybe you can hear I’m a little bit horse I’m going to bring my partner Ariel on and switch rolles for a minute cuz I’m sure she wants to say hello and I would say you know you’d rather have a kiss from her than oh that’s okay I might I might appreciate that I’ll hold this here if we need it the switch ready watch Ariel excuse me we just did a magic switch hello how are you and you’re so kind thank you so much thanks for having me oh it is our great

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pleasure are you kidding you’re always so kind and so humble thank you so much thank you so much you really don’t know how what a treat this is because this man is so sought after and he is actually our favorite teacher here at new everybody wants to be in Mark’s classes and he teaches legal strategies one day and Tax Strategies the next day and you know Mark I never thought I would come home and say I love TX strategies well thank you you’re welcome you know as many of you who are out

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there viewing our show and have listened to our other shows know that I’m not exactly a tax strategy and legal strategy kind of gal however Mark makes it so much fun thank you so much oh thank you you have taught me so much and everybody in your classes so much and it is just such an honor that you wrote this book and made it available to the world and for people who don’t get to come and sit in your classes oh well thank you so much and I’m just hoping what she’s alluding to here because it’s flattering me way too

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much it is that for for those that are watching here there are a lot of opportunities out there to continue your education I can’t say enough about continuing to learn um I it’s important to think of areas that might help you in your family and in your business and sometimes picking up a good book in the evening coming out to an event I know that Ariel will sponsor from time to time to have speakers come in and talk about ways to improve your financial future ways to improve the way you teach

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your children how to work ways to take control of your retirement ways to protect your assets and save taxes those are all things that can really impact your life in a positive way and I’m just grateful that I’m just one of those here and so please make sure that you follow up with I know a lot of the information that Jason has to to keep you informed of these educational events as they come through and hopefully one of these days when you come out I’ll be there too and uh be able to share some strategies that

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can change your life I promise you well that’s for sure you changed a lot of people’s lives oh thank you absolutely you know we have many people that come here to newa and they come into Mark’s Tax Strategies class or his legal strategies CL class and they say oh my goodness I just saved my whole tuition just by attending one class you know so you really do help the world and I thank you for that oh thank you yeah and I you know Mark is an accountant and an attorney what prompted you to do that

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what prompted you to put those two things together to give to the world well great question well um when I was was going to school I uh was uh headed in the route of accounting I felt I was always an entrepreneur I love small business many of you watching probably have a small business and and you love it you feel like you’re changing people’s lives and making lives a little more happier for others and many of you may have a small business on the side that you’re kind of cultivating and I

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always have loved that but I think the the the language of business is accounting uh You’ got to understand the numbers where am I going to make money where am I going to lose money what are my expenses and so I thought accounting was an area that I really felt if I could understand accounting my other personality strengths would would would complement that because I I I wasn’t one of those uh you know uh nerdy accountant types A student all the time I was more of a b student but I had fun in college

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and and learned all I needed to know about accounting in taxes so I have a lot to share but but uh when I was getting my accounting degree I had a law professor that was teaching tax law and I thought this was very interesting I could be an accountant and do everything an accountant could do and more and I wouldn’t have to go to court and be a nasty divorce attorney I could actually go and help people save money and uh fight the IRS if needed so um that’s when I decided to go on to law school so

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it was kind of start as an accountant and then decided to go on to law school after that so I became a CPA first and then uh finished up law school and um now I’m a tax lawyer I guess that’s what you say a tax lawyer who dances yeah well I get so excited you want to bust a move when you’re out having fun he does you know I’ve got to tell you folks too when he’s teaching he he just gets so turned on by saving money and by a particular strategy that he does a little dance up front for us so I wish I could get you

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up to do it but I don’t you do on television Maybe not maybe got live event you he’s like thinking I’m too crazy on TV yeah have to come to a live event to catch the dance that’s right but I I see Mark that you just really love to help people you know it’s so obvious so thank you you know when you start doing your dance it’s pretty obvious that you’re excited yes it is fun I love that story I didn’t know you were accountant first yeah so it paid off you know I enjoy it it’s forunate

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yeah well it’s pretty obvious that you enjoy it it’s important to enjoy what you do and I’m sure many of you have a small business that you uh you enjoy and uh hopefully you can continue your education and complement what you already know and love uh because again we don’t know what we don’t know and we have to kind of get out there and spread our wings sometimes it’s important mm absolutely well you know Mark was with us at an intensive that we did from n rishan Maui and I know everyone just

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thought you were amazing um everybody from and the thing about this one wonderful gentleman here is that he makes all this understandable to the lay person because I am a a lay type person on those levels I mean you want to talk to me about other things I can go there but this was all new to me and and you made it so understandable how did you how did you get that talent I mean that’s nice of you to ask um I don’t know I just uh I guess what B BS me sometimes is when people um Talk Too intellectual or talk down to me and

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so since that’s a pet peeve of mine I work hard to make sure I speak in common layman terms uh you know for uh for average people and hopefully it pays off in a great way you know one one example of this would be is and many of you in your small business often wonder what’s what is tax deductible in my business what are what where’s the list is there a list out there and if you ask a a number accountants that you might get a variety of answers that can be confusing well the way I like to answer it is

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anything and this is how the IRS defines it is anything related to the production of income IRS code section 62 you know just anything that you’re going to need to spend to make money is a tax deduction so what I encourage clients is keep track of everything whether it’s meals and entertainment home office t uh paying the kids PD laptops cell phones whatever it is keep track of it make sure you keep good records as best you can in your small business for your accounting and then at the end of the

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year when you meet with your accountant uh then you can Whittle off what might be too aggressive or which maybe is not justified but keep track of everything it’s a simple thing it’s makes sense and a lot of people find just little comments like that very refreshing so keep track of your expenses meet with your accountant at the end of the year and uh I’m sure you’ll find some great uh loopholes and tax deductions that are legitimate and honest and fair but a lot of accountants may not think of them so

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that’s why again continuing your education and keep track of things is very important keeping track of things right he Mark highly encourages us not to come with shoe boxes full of receipts have a system yes have a system very good yeah I got that one I still have the shoe box oh no I’m working on it okay okay thanks to you oh thank you so much thanks to you so you know Mark I always wondered because uh to me you are so brilliant you are and yet you manag to hold a a very even Keel with everybody I have watched you

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in class and from people that don’t have any knowledge at all to people who have lots of knowledge by the way Mark also teaches uh continuing education for accountants and lawyers is that correct yes many of you if you if you come to my classes you’ll get continuing education credit these are serious classes very serious we learn a lot fun but serious however we also laugh a lot yes yes it’s good it’s good but but how how do you manage to do that how do you manage to hold such an even peel with everybody I

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mean I’m I would think that you would listen because you listen to these same questions over and over again and yet you’re always so there with each person oh well I really appreciate that oh thank you so much well I think um maybe I’m just trying to follow the the spiritual uh uh teaching of do un to others as you’d have them do un to you and if you ask someone a question you you’d want to be treated with respect and and want hope that someone would relate with you and and keep it at their

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your level and and so I I try to make that my my goal is that uh no questions a dumb question and and people should uh not be insulted with their answer that they receive so uh I don’t know I’ve been able to have a wonderful life of experiences I lived in Hawaii I’ve lived in New York Bermuda um I’ve lived in several of the western states out in uh all over the parts of the east coast and uh when that when you have a chance to live in other cultures and other places you uh you learn to relate to people a

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little bit more I hope it’s true and so you know you know it’s a big world out there and uh the world doesn’t doesn’t revolve around Hawaii and the world doesn’t revolve around the mainland of the United States it revolves around uh a lot of places and so um a lot of people with different experiences and it’s good to be patient with others and understanding Well you certainly are and I I really appreciate that I I always Marvel at you thank you because I’ve taken your class lots of times now well

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I hope you learn something new every time I do each time I take it I I go oh oh I got that now well thank you no thank you and you know one of the things that we have learned from all of our students at college and being part of Mark’s class is that there are a lot of and this is not to put any of you lawyers and accountants down but there are a lot of lawyers and accountants that don’t really know know the specialization of Real Estate Investors oh that’s a great comment um you know I think many of the

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lawyers and accountants and financial planner and professionals listening um the good ones realize that it’s important to stay in your area of expertise um I’m a lawyer but I certainly don’t want to write anybody a nasty letter because I’m terrible with understanding the court process divorce law um and uh any sort of litigation of any sort work bankruptcy I’m not I don’t practice in those areas and I wish more attorneys would try not to do a little of everything and just do one area and

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do it well you’d be amazed at how many people would flock to you to be a part of what you specialize in and I know it’s a leap of faith and that’s one thing I did I live in a small town and I said I’m going to focus on business law for the small business owner and the real estate industry and anything that’s related to it and when I did that I found out a lot of people found very refreshing and I have clients all over the country that want to talk about that uh but if I was a general prot

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practitioner lawyer you know you end up like shooting from the hip in all sorts of areas and H be careful of those types of advisers if you have that sort of need be careful to um go to one lawyer that does everything find a lawyer that specializes in the area you need and interview until you find the right one be careful out there it’s a jungle it is a jungle and this is not a commercial however Mark does have a company that is available to help people oh you’re so nice again if you like a copy of my book

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lawyers or Liars the truth about protecting our assets again not an accusation a discussion if You’ like a copy of my book or links to all of the information about me and and my law firm and accounting firm and and how to find the right advisor for you please go to U lawyers ors.com it’s a great starting point lawyers or li.com and there’s links to me my personal website my Law Firm accounting firm and we’ll uh uh make sure that you uh get the information you need if you contact

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me well you know everyone that I have given this book to has absolutely loved it you are so kind no serious my my dog my daughter is a doctor oh and she said your dog she just she just loved this book and she had been to uh an intensive where you spoke and she loved you of course as everyone does you’re so nice no it’s true and she said to me oh my goodness she said this is amazing this man wrote this book she said I can hear him talking that is so good well thank you so much hey I got that

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message you’re great I think I’m going to let you pop back in here Chason well you can stay if you want also oh you know I I um you know it’s like when I’m sitting here with Mark I keep thinking oh I want to bring up about medical savings accounts why I’ve learned so much I mean there’s so much that you’ve taught us it’s really been lifechanging and uh I know that you’ve really only scratched the surface which is really a pleasure well thank you for having me I appreciate

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being on your show I hope I can be back again and uh come back to Maui and be on the radio show and and these people will not steer you in the wrong direction it’s an honor to be here with them and uh please keep in in tune with what they’re doing because I certainly am and hopefully will ride their coattails to all the great things they’re doing how did people find you I I think I remember a story that uh Curtis D young is that what it was what Curtis D young uh is the owner of a company called American

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pension services which is a an administrator of self-directed retirement plans and he saw you teaching continuing education and said wow who was this guy is that true yeah yeah Curtis D young and I bumped into each other and then he introduced me to uh Jim Piccolo the owner and founder of uh nuish and Bob Snider his partner came out to look at uh one of my presentations and they thought hey this guy might be a good fit for us in the tax and legal area and uh I actually uh wasn’t too interested at first I was a

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little concerned what is this new Vish thing and I blew him off for four or five months and uh finally Curtis D young contacted me and said Mark this is for Real these guys are not a fly by night company and they’re certainly trying to do the right thing for people so I came out to Phoenix and and looked at it and was sold on day one and it was just an honor to uh be here uh with the Nu community and it’s now four or five years later and my my life’s been changed I know that it’s changed your

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lives absolutely totally for the positive you know and as Mark said Jim Piccolo and Bob Snider are incredible beings and and the school that they have formed to me is amazing because they have teachers such as Mark who they are not the gurus that you see on television that just say do this do this these are people that are out in the world doing what they’re teaching and they are each millionaires in their own right they all have Investments they’re not just telling you what to do with yours and I find that to

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be absolutely wonderful they’re genuine the word that comes to my mind is genuine very genuine and I really thank you so much for doing that because I I understand that you’re doing it to give back I I understand and I I thank you and our other teachers very much because I know it takes time out of your life and your work and what you do so thank you for doing that well thank you thanks for having me well we love having you when are you coming back to Maui um I’m not sure it’ll probably be later this

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summer um so probably July or August of 2008 so in the next four or five months hopefully yay hey we’ll let you know when he’s coming and please come and listen to this man because he will open your eyes and your ears and your heart all at the same time and even dance for you I’ll try I’ll try it’s not pretty trust me oh that’s not true actually it’s really very funny I mean you have just made it so comfortable to uh to learn I mean to sit for that many hours you know you wouldn’t think I’ve

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had people say to me you know I don’t really know how I can stay in one place for so many hours and yet you know the day ends it’s like I wish I could have more of this that’s right it’s really it’s almost like entertainment you know there’s this word edutainment I guess that’s what you call entertainment I like that oh I like that say it again Ed it’s education entertainment Ed entainment edutainment that’s what you are you’re edutainment that that new word now we know that this

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is you know a little bit unusual you’re seeing here this is actually Flor Mark had a uh a group here today today was what Tax Strategies it was Tax Strategies this was the classroom we taught in and you’ll see hundreds of seats here behind us and yeah it’s pretty unusual to us usually we’re surrounded by leaves and flowers and today we’re surrounded by chairs not only that when Mark Coler is around it’s hard to get close cuz I was going to say groupies but I mean this really is a treat to have a few minutes

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cuz there are always people wind up around you and uh well deserved well thank you so much but we’ll try to show you all the chairs in this room and what I want you to know is that each one of them was filled today all day smiling faces with smiling laughing faces getting education for New York and true and people his classes close out they’re like first ones to close the they fill up everybody wants to be with you oh thank you and it’s it’s a truly amazing experience I highly recommend to

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you oh yes that you read this book get it read it different than Abby Hoffman who said steal this book you will find so much valuable information in here to help you no matter what level of business you are operating on well thank you yes absolutely I I really encourage everybody well and it’s just a start it’s on the asset side but we’re going to have more books that’s a part of a series on taxes and Wall Street and secrets and lies and scams that are out there I hope to really be a consumer

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Advocate and uh protect many of you from the the scary things that are out there so look for book number two and three when are they coming well hopefully uh next year this time we’ll already have the tax book out that’s my goal and we’ll work on taxes next and uh kind of go from there oh sounds great I must tell you though as much as reading the book is good there’s also something about this community that is really worth being a the people that are here at this community have I don’t know they have a

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sort of a Pay It Forward attitude and they’re all working and helping each other to improve their quality of their own lives and the lives of others it has really been a continually building experience now I guess we’ve been involved almost a couple of years and uh the more I know all you the more I like you but it’s just been really that kind of an experience it’s true it just gets better and better better and like I said every time I take your class it’s even better so much how about that we like

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repeating classes that’s true fun it’s good to keep learning mm and I know one thing this lawyer ain’t no liar thank you that’s a good one TR well we’re so grateful that you joined us here today and and gave our beautiful people of Hawaii an opportunity to find out who you are even if it’s just a little little tiny piece of you which is all you’re getting there is just so much more well Aloha and thanks for having me here hope to see you in in person soon this year and uh we’ll uh I we’ll be

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back we sure will thank you all for joining us today we hope that you’ll come and visit us again and have a great day and we hope this has been enlightening for you and that you will check this out and get even more enlightened about it so thank you again we love him you so much we do we just love him he’s great thank you Aloha everyone